vendor · insurance

Munich Re aiSure

A suite of insurance coverage for AI systems, aimed at both AI providers and companies adopting AI.

www.munichre.comdeveloper: Munich Reevidence retrieved Jul 31, 2026 – Sep 18, 2026view as JSON all insurance entries 3 alternatives

ThinFewer than 12 fields evidenced — this vendor discloses little, or we have read little of it

8 fields evidenced · 41 with no public information. Every value below links to the document it came from and the date we checked it.

2 of those are flagged for review: our own check found language in the cited source that may address the field. An editor has not adjudicated them yet.

1 absence has been read back against the source by an editor and confirmed.

Trust gap

How this is scored

Runtime governance

0/3

Are scope, spend, and authority enforced while the agent runs?

No public evidence found. The excerpt checked describes coverage categories for AI systems, not run-time control over any system's scope, spend, or authority.

How this gap gets closed →

Audit trail

0/3

Is there a tamper-evident record of what it actually did?

No public evidence found in the excerpt checked.

How this gap gets closed →

Compliance

0/3

Are compliance obligations attached per engagement?

No public evidence found. The excerpt names risk categories but no certification or per-engagement compliance schedule.

How this gap gets closed →

Outcome settlement

2/3

Does payment depend on a verified result?

Re-scored 2026-09-25. The judged 0 of 2026-07-31 predates its own evidence: settlement_mechanism was written 2026-09-10 from a capture stating that Mosaic Insurance and Munich Re offer aiSure cover for AI performance failures "using a parametric-like structure for fast, objective claims". That is payment contingent on a verified performance failure, not payment regardless of result, so 0 is wrong on the current evidence and was erasing a real finding, because a judged score outranks the machine 1 in scorecards_resolved. Held off 3 because no trigger metric, threshold or payout basis is published on any page checked, so a reader cannot tell what verified outcome releases payment.

Our automated recount on Sep 11, 2026 counted enough evidenced fields for 1/3. It never reads what those fields say, so it does not overturn the score above, judged on Sep 25, 2026 — but where the two disagree it is a reason to read this dimension again. Why there are two scores

Insurance & indemnity

2/3

Can the deployment be insured, and is the customer indemnified?

Publishes a named coverage suite for AI systems aimed at providers and adopters. Limits and indemnification terms are not stated on the page checked.

This score counts Insurance available as undisclosed, and that absence is flagged for review — the cited source may address it. If so, this score is too low. How we check absences

Judged Jul 30, 2026; evidence newer. We have since re-read Insurance available, Insurance carriers, Coverage limits and Indemnification, most recently on Sep 16, 2026. No one has re-scored this dimension against them — the score above stands, but it is older than the evidence below it. How current a score is

Assurance

Insurance available: no public information
Flagged for review — the source below contains language that may address this field. Not yet checked by an editor. How we check absences
www.munichre.com · checked Jul 31, 2026
Own liability cover: no public information
www.munichre.com · checked Aug 26, 2026 · source did not state this
Insurance carriers: Mosaic Insurance is named on the page as a partner using aiSure; the capture does not itself state which carrier bears the risk on an aiSure-backed warranty.
“Mosaic Insurance has partnered with Munich Re to harness the power of aiSure™”
www.munichre.com · checked Jul 31, 2026
Coverage limits: no public information
www.munichre.com · checked Sep 16, 2026 · source did not state this
Indemnification: Vendor states aiSure-backed performance warranties let customers indemnify their clients for financial losses or legal liabilities directly related to AI errors.
“aiSure TM -backed performance warranties enable you to indemnify your clients for their financial losses or legal liabilities directly related to AI errors.”
www.munichre.com · checked Jul 31, 2026
Liability cap: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Audit trail: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Tamper-evident log: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Explainability: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Runtime governance: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Permission scopes: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Compliance certifications: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Regulatory alignment: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Outcome-based pricing: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Settlement mechanism: Parametric-like: Munich Re states that Mosaic Insurance has partnered with it to offer aiSure cover for AI performance failures "using a parametric-like structure for fast, objective claims", aimed at AI vendors and deployers. No trigger metric, threshold or payout basis is published on the page checked.
“Mosaic Insurance has partnered with Munich Re to harness the power of aiSure™ — a visionary product offering that covers AI performance failures using a parametric-like structure for fast, objective claims aimed towards AI vendors and deployers”
www.munichre.com · checked Sep 10, 2026
Asset custody: no public information
www.munichre.com · checked Aug 26, 2026 · source did not state this
Dispute process: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
SLA terms: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Evaluation coverage: no public information
www.munichre.com · checked Sep 16, 2026 · source did not state this
Self-reported performance: no public information
www.munichre.com · checked Aug 26, 2026 · source did not state this
Service type: aiSure is a suite of comprehensive coverage for AI systems addressing AI-related risks for AI providers and corporate adopters caused by AI performance errors, including contractual liabilities, own damages/financial losses, and legal liabilities.
“aiSure™ is a suite of comprehensive coverage for AI systems designed to address a wide area of AI-related risks for AI providers and corporate adopters caused by AI performance errors, including: Contractual liabilities Own damages/financial losses; and Legal Liabilities.”
www.munichre.com · checked Sep 10, 2026
Regulatory status: no public information
www.munichre.com · checked Jul 31, 2026 · absence verified against this source
Underwriting backing: no public information
Flagged for review — the source below contains language that may address this field. Not yet checked by an editor. How we check absences
www.munichre.com · checked Jul 31, 2026
Client types: AI providers and corporate adopters of AI.
“Designed to address a wide range of AI-related risks for AI providers and corporate adopters.”
www.munichre.com · checked Jul 31, 2026

Safety

Safety evaluations: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Red teaming: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Safety policy: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Usage restrictions: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Model or system card: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Incident reporting: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Third-party evaluations: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Data handling: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this

Practicality

Pricing model: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Price point: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Availability: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Deployment options: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Integrations: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Supported regions: South Africa is the only territory named on the page, via an iTOO partnership bringing aiSure there; no full list of supported regions is published.
“iTOO and Munich Re have partnered to bring aiSure to South Africa.”
www.munichre.com · checked Jul 31, 2026
Support model: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this

Ecosystem

Protocols supported: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
API access: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Open source: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Marketplace presence: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this

Impact

User base: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Deployment scale: no public information
www.munichre.com · checked Jul 31, 2026 · source did not state this
Target sectors: Financial services / lending: the page's case study features MKIII, an AI-powered loan decision model for credit unions, and states that MKIII's model is backed by Munich Re's aiSure insurance against prediction errors, data drift and shifts in borrower behaviour.
“To enhance lender confidence, MKIII’s model is backed by Munich Re’s aiSure™ insurance, covering losses from prediction errors, calibration or data drift, unexpected deviations, or shifts in borrower behavior.”
www.munichre.com · checked Sep 10, 2026
High-risk domains: Cites screening job applications and prioritizing patient intake in healthcare as example high-risk AI use cases
“you use black-box AI to screen job applications or prioritize patient intake in a healthcare setting”
www.munichre.com · checked Sep 16, 2026
Documented incidents: no public information
www.munichre.com · checked Sep 16, 2026 · source did not state this
Market recognition: no public information
www.munichre.com · checked Sep 18, 2026 · source did not state this

Compared with

Side-by-side on the fields where Munich Re aiSure and the other entry are both on record and actually differ.

In the wire

Reporting backed by the same source documents as Munich Re aiSure’s own evidenced fields.