AI Dispatch
agent · personal assistant

Fay vs PineAI

55 fields both were evaluated on, 25 of them different — including where one discloses something the other does not. Every value links to the document it came from. 30 further fields are disclosed by neither and are listed at the end rather than tabled.

Assurance

FieldFayPineAI
Audit trail·
Audit logs stated as built in from day one alongside role-based access and admin controls
Role-based access, audit logs, and admin controls built in from day one.
fay.work · checked Aug 1, 2026
Explainability·
predictable behavior
Fay keeps things predictable where it matters.
fay.work · checked Aug 1, 2026
Runtime governance·
yes
Role-based access, audit logs, and admin controls built in from day one.
fay.work · checked Aug 1, 2026
Compliance certifications·
SOC 2
Enterprise plans include SOC 2 compliance
fay.work · checked Aug 1, 2026
Regulatory alignment·
no public information
fay.work · checked Aug 1, 2026
States its practices align with SOC 2, GDPR and CCPA frameworks
We align our practices with leading frameworks such as SOC 2, GDPR, and CCPA.
19pine.ai · checked Aug 21, 2026
Outcome-based pricing·
no public information
fay.work · checked Aug 1, 2026
Annual plans are stated to run bill negotiation on credits with no percentage success fee; the fee model on other plans is not stated on the page checked
Annual plans run bill negotiation with credits only, with no percentage success fee.
19pine.ai · checked Aug 2, 2026
Dispute process·
refund issued
Duplicate charge of $49.99 on invoice #4821. Refund issued. Resolved
fay.work · checked Aug 1, 2026

Agency

FieldFayPineAI
Goal complexity·
multi-step
Give them a goal and the tools to do it — they handle the steps, manage the complexity, and operate continuously without hand-holding.
fay.work · checked Aug 1, 2026
Action space·
no public information
fay.work · checked Aug 1, 2026
Makes phone calls, negotiates, and fills out forms on the user's behalf to handle bills, subscriptions, and complaints
Calls, negotiations, filling forms and more - Pine takes care of work and life.
19pine.ai · checked Aug 2, 2026
Operating environment·
no public information
fay.work · checked Aug 1, 2026
Operates via phone calls and web forms to handle bills, subscriptions, and complaints
AI Assistant to Handle Bills, Subscriptions, and Complaints
19pine.ai · checked Aug 2, 2026
Initiative·
can self-initiate
Agents are AI-powered workers that think, decide, and act autonomously toward a goal.
fay.work · checked Aug 1, 2026

Safety

FieldFayPineAI
Safety policy·
Your data is never used to train AI models.
fay.work · checked Aug 1, 2026
Third-party evaluations·
no public information
fay.work · checked Aug 1, 2026
Regularly engages independent security experts to test its systems for vulnerabilities
We regularly engage independent security experts to test Pine systems and identify potential vulnerabilities.
19pine.ai · checked Aug 21, 2026
Data handling·
no public information
fay.work · checked Aug 1, 2026
Data shared with Pine is used only to complete the task and deleted within 24 hours of request
Data you share is handled only to complete your task and never kept longer than necessary
19pine.ai · checked Aug 21, 2026

Practicality

FieldFayPineAI
Pricing model·
subscription
One subscription gets you access to every model
fay.work · checked Aug 1, 2026
Price point·
$49.99
Duplicate charge of $49.99 on invoice #4821
fay.work · checked Aug 1, 2026
Integrations·
Slack, Gmail, Jira, PagerDuty, webhooks
Fay connects to Slack, Gmail, Jira, PagerDuty, webhooks, and 100+ tools natively.
fay.work · checked Aug 1, 2026
Support model·
1-on-1 Dedicated Support
1‑on‑1 Dedicated Support
fay.work · checked Aug 1, 2026

Foundation models

FieldFayPineAI
Base models·
GPT-4o, Claude, Gemini, leading open-source models
Fay supports GPT-4o, Claude, Gemini, and leading open-source models out of the box.
fay.work · checked Aug 1, 2026
Model provider·
OpenAI, Anthropic, Google, open-source communities
Fay supports GPT-4o, Claude, Gemini, and leading open-source models out of the box.
fay.work · checked Aug 1, 2026

Ecosystem

FieldFayPineAI
Multi-agent·
yes
Fay lets you combine both: embed an agent inside a workflow, or trigger a workflow from an agent.
fay.work · checked Aug 1, 2026
API access·
yes
You can also add custom integrations through our API.
fay.work · checked Aug 1, 2026

Impact

FieldFayPineAI
User base·
no public information
fay.work · checked Aug 1, 2026
150,000+ users
Join 150k+ users saving time and money
19pine.ai · checked Aug 2, 2026
Target sectors·
customer support, sales, claims processing, incident response, internal productivity
Anything from customer support agents and sales prep bots to claims processing pipelines, incident triage systems, and internal productivity tools.
fay.work · checked Aug 1, 2026
Documented incidents·
Duplicate charge of $49.99 on invoice #4821. Refund issued. Resolved
fay.work · checked Aug 1, 2026

Disclosed by neither

Both Fay and PineAI publish nothing on these 30 fields. That is a finding about the category rather than a difference between them, so it is recorded here instead of as 30 identical table rows. Each is shown with its source check on the individual profiles.

  • Autonomy level
  • Human oversight
  • Deployment scale
  • High-risk domains
  • Availability
  • Deployment options
  • Supported regions
  • Model swappable
  • Open weights
  • Fine-tuning
  • Context window
  • Protocols supported
  • Tool use
  • Open source
  • Marketplace presence
  • Safety evaluations
  • Red teaming
  • Usage restrictions
  • Model or system card
  • Incident reporting
  • Insurance available
  • Insurance carriers
  • Coverage limits
  • Indemnification
  • Liability cap
  • Tamper-evident log
  • Permission scopes
  • Settlement mechanism
  • SLA terms
  • Evaluation coverage

Questions

How do Fay and PineAI compare on goal complexity?
Fay: multi-step. PineAI: no public information disclosed.
How do Fay and PineAI compare on action space?
Fay: no public information disclosed. PineAI: Makes phone calls, negotiates, and fills out forms on the user's behalf to handle bills, subscriptions, and complaints.
How do Fay and PineAI compare on operating environment?
Fay: no public information disclosed. PineAI: Operates via phone calls and web forms to handle bills, subscriptions, and complaints.
How do Fay and PineAI compare on initiative?
Fay: can self-initiate. PineAI: no public information disclosed.
How do Fay and PineAI compare on user base?
Fay: no public information disclosed. PineAI: 150,000+ users.
How do Fay and PineAI compare on target sectors?
Fay: customer support, sales, claims processing, incident response, internal productivity. PineAI: no public information disclosed.