AI Dispatch
vendor · insurance

Armilla AI

Provides purpose-built, affirmative AI insurance for generative AI and AI agents, which the vendor states responds directly to AI failure modes. Operates as a coverholder at Lloyd's, with underwriting capacity from certain underwriters at Lloyd's; a published testimonial from a Swiss Re Senior Underwriter endorses Armilla's model-verification work. Offers an "AI Performance Warranty" that the vendor says funds a customer remedy when an insured AI system fails to perform as promised. Serves businesses deploying AI and sells through appointed, licensed surplus-lines brokers; named customers and case studies include WorkTango, SkyHive (now part of Cornerstone OnDemand), Private AI, Accend, hireEZ, and a bank/credit-union lending deployment (MKIII). Frames its coverage around "high-risk" AI system categories referenced in the Colorado AI Act and EU AI Act. Coverage availability is jurisdiction-dependent. No coverage limits are published on the page checked.

www.armilla.aideveloper: Armilla AIevidence retrieved Jul 30, 2026 – Sep 11, 2026view as JSONall insurance entries1 alternative
Reviewed12 or more fields evidenced, and scored by a human against the published rubric

14 fields evidenced · 35 with no public information. Every value below links to the document it came from and the date we checked it.

1 of those are quoted but not yet interpreted: we hold the source sentence and the date we read it, but nobody has written the answer to the question yet. Those rows show the quote and say so rather than repeating it back as an answer. Why these exist

1 of those is flagged for review: our own check found language in the cited source that may address the field. An editor has not adjudicated it yet.

Runtime governance
0/3

Are scope, spend, and authority enforced while the agent runs?

No public evidence found on the page checked.

Judged Sep 4, 2026; evidence newer. We have since re-read Runtime governance and Permission scopes, most recently on Sep 11, 2026. No one has re-scored this dimension against them — the score above stands, but it is older than the evidence below it. How current a score is

How this gap gets closed →
Audit trail
0/3

Is there a tamper-evident record of what it actually did?

No public evidence found on the page checked.

Judged Sep 4, 2026; evidence newer. We have since re-read Audit trail and Tamper-evident log, most recently on Sep 11, 2026. No one has re-scored this dimension against them — the score above stands, but it is older than the evidence below it. How current a score is

How this gap gets closed →
Compliance
2/3

Are compliance obligations attached per engagement?

Publishes a real, checkable regulatory posture: Armilla Insurance Services is stated to be a Coverholder at Lloyd's, the product is stated to be underwritten by certain underwriters at Lloyd's, and coverage is stated to be surplus-lines, jurisdiction-dependent and sold only through licensed surplus-lines brokers. Short of 3 because no per-engagement compliance schedule and no certification, auditor or report date appears on the page checked. Supersedes the 2026-07-30 score of 0 ("no regulatory status is stated"), which was correct against the 843-character capture then held and became wrong when the 2026-09-11 capture added vendor_regulatory_status and regulatory_alignment.

Our automated recount on Sep 12, 2026 counted enough evidenced fields for 1/3. It never reads what those fields say, so it does not overturn the score above, judged on Sep 12, 2026 — but where the two disagree it is a reason to read this dimension again. Why there are two scores

Outcome settlement
2/3

Does payment depend on a verified result?

Offers an "AI Performance Warranty" that the vendor states funds a customer remedy if an insured AI system fails to perform as promised - an outcome-contingent payout rather than payment for the service itself, which remains premium-based. Scored 2, not 3, because the page checked does not publish how the triggering outcome is verified, by whom, or against what threshold. Supersedes the 2026-07-30 score of 0, which predated the settlement_mechanism field.

Our automated recount on Sep 12, 2026 counted enough evidenced fields for 1/3. It never reads what those fields say, so it does not overturn the score above, judged on Sep 12, 2026 — but where the two disagree it is a reason to read this dimension again. Why there are two scores

Insurance & indemnity
2/3

Can the deployment be insured, and is the customer indemnified?

Vendor states it provides named, affirmative AI insurance that responds directly to AI failure modes. Affirmative cover is evidenced, but no carrier, published limit or customer indemnity term appears on the page checked, which the rubric requires for 3.

Judged Sep 4, 2026; evidence newer. We have since re-read Insurance carriers, Coverage limits and Indemnification, most recently on Sep 11, 2026. No one has re-scored this dimension against them — the score above stands, but it is older than the evidence below it. How current a score is

Assurance

Insurance available
Yes - affirmative AI insurance covering AI failure modes
Armilla provides named, affirmative AI insurance that responds to those failure modes directly
www.armilla.ai · checked Jul 30, 2026
Own liability cover
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Insurance carriers
Lloyd's market: Armilla Insurance Services acts as a Coverholder at Lloyd's, and the affirmative AI liability product is underwritten by certain underwriters at Lloyd's.
Armilla Insurance Services is a Coverholder at Lloyd's. Affirmative AI Liability Insurance is underwritten by certain underwriters at Lloyd's.
www.armilla.ai · checked Sep 11, 2026
Coverage limits
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Indemnification
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Liability cap
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Audit trail
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Tamper-evident log
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Explainability
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Runtime governance
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Permission scopes
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Compliance certifications
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Regulatory alignment
Positions its regulatory-violations coverage explicitly against named AI regulation, including the Colorado AI Act and EU AI Act's "high-risk" AI system category.
AI Model Regulatory Violations : Defense costs and fines for actions or investigations into AI underperformance, including “high-risk” AI systems (e.g. Colorado AI Act, EU AI Act).
www.armilla.ai · checked Sep 11, 2026
Outcome-based pricing
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Settlement mechanism
Offers an "AI Performance Warranty": the vendor states that if an insured AI system fails to perform as promised, the warranty funds the customer remedy.
AI Performance Warranty Back your AI with a clear assurance: if an AI system fails to perform as promised, the warranty funds the customer remedy.
www.armilla.ai · checked Sep 11, 2026
Asset custody
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Dispute process
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
SLA terms
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Evaluation coverage
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Self-reported performance
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Service type
Purpose-built AI insurance for generative AI and AI agents.
www.armilla.ai · checked Jul 30, 2026
Regulatory status
Armilla Insurance Services is stated to be a Coverholder at Lloyd's, with its Affirmative AI Liability Insurance underwritten by certain underwriters at Lloyd's.
Armilla Insurance Services is a Coverholder at Lloyd's. Affirmative AI Liability Insurance is underwritten by certain underwriters at Lloyd's.
www.armilla.ai · checked Sep 11, 2026
Underwriting backing
Swiss Re (reinsurer) publicly backs Armilla's model-verification work, per a testimonial from its Senior Underwriter, Special Risks; underwriting capacity otherwise sits with Lloyd's underwriters.
Gianni Biason Swiss Re Senior Underwriter, Special Risks “We are happy to support Armilla as a leading provider of accurate and thorough model verification, and we’re hopeful that our work together will move the industry forward in producing more trustworthy machine learning products.”
www.armilla.ai · checked Sep 11, 2026
Client types
Businesses deploying AI, addressed on two axes the page names: compliance with AI regulations and industry standards, and risk transfer for AI disruptions from non-breach security issues to performance failures.
Businesses, Innovate Without Fear Clear Compliance: Build confidence in your AI compliance with AI regulations and industry standards. Risk Transfer: Offload the financial burden of AI disruptions, from non-breach security issues to performance failures.
www.armilla.ai · checked Sep 11, 2026

Safety

Safety evaluations
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Red teaming
States it provides AI specialists for stress testing and red teaming as part of its risk-assessment service to businesses.
We provide AI specialists to help with robust stress testing, red teaming, and more.
www.armilla.ai · checked Sep 11, 2026
Safety policy
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Usage restrictions
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Model or system card
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Incident reporting
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Third-party evaluations
no public information

Flagged for review — the source below contains language that may address this field. Not yet checked by an editor. How we check absences

www.armilla.ai · checked Sep 11, 2026
Data handling
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this

Practicality

Pricing model
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Price point
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Availability
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Deployment options
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Integrations
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Supported regions
Availability is jurisdiction-dependent: the product is surplus-lines insurance, not offered everywhere, and sold only through licensed surplus-lines brokers.
Coverage may not be available in all jurisdictions and is offered only through properly licensed surplus lines brokers.
www.armilla.ai · checked Sep 11, 2026
Support model
Broker-facing support tier described as "white-glove": dedicated resources, training and co-marketing for appointed brokers.
Dedicated Broker Support : White-glove resources, training, and co-marketing to help you succeed.
www.armilla.ai · checked Sep 11, 2026

Ecosystem

Protocols supported
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
API access
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Open source
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Marketplace presence
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this

Impact

User base
Named customer testimonials: WorkTango Inc., SkyHive (now part of Cornerstone OnDemand), Private AI, Accend, and hireEZ.
Nadir Ebrahim WorkTango Inc. CPO “We needed absolute certain that our AI capability could process employee feedback accurately and without bias. Going through the Armilla process gave us the confidence to launch this capability across our customer base, knowing we were delivering a solution that truly serves our customers and their employees.” Mohan Reddy SkyHive (now part of Cornerstone OnDemand) CTO "Armilla's third-party certification and warranty played a key role in highlighting the performance and fairness of our AI models, which made our business even more attractive to customers, and aligned with our acquirer's shared commitment to ethical and responsible AI." Patricia Thaine Private AI CEO "Armilla AI’s third party verification and warranty on the performance and accuracy of our AI-powered de-identification solution has been a powerful asset in sales cycles, helping accelerate discussions with large enterprises." Joseph Zhou Accend Co-Founder "We needed to include an independent audit of our LLM-based risk assessment as part of a response to an RFP from a large fintech. Armilla AI conducted a comprehensive and efficient assessment, helping us meet this requirement within a tight timeline, and, unlike other third-party auditors, were able to offer a warranty guaranteeing our system KPIs. We’d highly recommend working with them." Walter Zhang hireEZ Legal Counsel "Armilla AI provided an efficient and comprehensive bias assessment of our candidate sourcing and matching tools, enabling our team to voluntarily align with regulations such as NYC Local Law 144 and respond to questions from customers."
www.armilla.ai · checked Sep 11, 2026
Deployment scale
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Target sectors
Financial services — banks and credit unions, via the MKIII AI loan-decisioning case study.
MKIII helps banks and credit unions confidently approve more borrowers with an AI Loan Decision Model trained on millions of historical loans.
www.armilla.ai · checked Sep 11, 2026
High-risk domains
AI-driven lending and credit decisioning for banks and credit unions, via the MKIII case study.
MKIII helps banks and credit unions confidently approve more borrowers with an AI Loan Decision Model trained on millions of historical loans.
www.armilla.ai · checked Sep 11, 2026
Documented incidents
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this
Market recognition
no public information
www.armilla.ai · checked Sep 11, 2026 · source did not state this

Compared with

Side-by-side on the fields where Armilla AI and the other entry are both on record and actually differ.