{"license":"CC BY 4.0","attribution":"AI Dispatch — https://aidispatch.news","methodology":"https://aidispatch.news/methodology","generated_at":"2026-10-16T15:59:57.126Z","entity":{"name":"layahost","slug":"layahost","type":"agent","subtype":"model serving","developer":null,"homepage_url":"https://layahost.com","summary":"layahost is a hosted text-classification API. It returns one of the customer's own defined options with a probability to act on, rather than open-ended text or action-taking. Two model families sit behind one API: Laya, an open 400M encoder under Apache-2.0 which the vendor hosts on its own servers in Helsinki, Finland, and Cloudflare's Clef and Clef-flash, served from Cloudflare Workers AI, which the vendor discloses may be processed outside the EU. The page does not say who develops Laya. Models are substituted by changing one field, and Clef, the 27B model, reads up to 64K tokens of context. Decisions can be chained into a flow that one request runs end to end, with borderline answers routed down their own branch for a human to review. It ships an MCP server for AI agents and states API-level compatibility with the Jev API, plus drop-in use for Google's Perspective API and OpenAI's moderation endpoint, while noting that the underlying model differs so probabilities are not identical. Pricing is usage-based: $15 per million Laya decisions, or per input token for the Clef models at $0.10 and $0.50 per million, taken from prepaid credit or a monthly plan, with $1 of free credit and no card required to start. Default limits of 600 requests per minute per key, 32 questions per request and 32,000 characters are published and enforced at run time. Logs keep verdicts and metadata for seven days, with request text retained only if the customer turns it on, and the vendor offers to fine-tune a private Laya checkpoint on a customer's labelled examples. The vendor cites the Laya project's typed-decisions benchmark, on which it says fine-tuning lifted accuracy from 36 to 77 per cent. That is the vendor's own figure and is not independently verified. Nothing in the capture publishes an independent evaluation, a compliance certification, insurance, indemnity or an outcome-linked payment term.","description":"layahost is a hosted text-classification API. It returns one of the customer's own defined options with a probability to act on, rather than open-ended text or action-taking. Two model families sit behind one API: Laya, an open 400M encoder under Apache-2.0 which the vendor hosts on its own servers in Helsinki, Finland, and Cloudflare's Clef and Clef-flash, served from Cloudflare Workers AI, which the vendor discloses may be processed outside the EU. The page does not say who develops Laya. Models are substituted by changing one field, and Clef, the 27B model, reads up to 64K tokens of context. Decisions can be chained into a flow that one request runs end to end, with borderline answers routed down their own branch for a human to review. It ships an MCP server for AI agents and states API-level compatibility with the Jev API, plus drop-in use for Google's Perspective API and OpenAI's moderation endpoint, while noting that the underlying model differs so probabilities are not identical. Pricing is usage-based: $15 per million Laya decisions, or per input token for the Clef models at $0.10 and $0.50 per million, taken from prepaid credit or a monthly plan, with $1 of free credit and no card required to start. Default limits of 600 requests per minute per key, 32 questions per request and 32,000 characters are published and enforced at run time. Logs keep verdicts and metadata for seven days, with request text retained only if the customer turns it on, and the vendor offers to fine-tune a private Laya checkpoint on a customer's labelled examples. The vendor cites the Laya project's typed-decisions benchmark, on which it says fine-tuning lifted accuracy from 36 to 77 per cent. That is the vendor's own figure and is not independently verified. Nothing in the capture publishes an independent evaluation, a compliance certification, insurance, indemnity or an outcome-linked payment term.","description_source":"summary","url":"https://aidispatch.news/agents/layahost/","published_at":"2026-10-16T08:43:21.153743+00:00","updated_at":"2026-10-16T11:34:19.560849+00:00"},"fields":[{"key":"autonomy_level","label":"Autonomy level","category":"agency","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"human_oversight","label":"Human oversight","category":"agency","status":"present","value":"Borderline answers can be routed down their own branch so that a human reviews what the model is not sure about.","not_yet_interpreted":false,"quote":"Unsure? Ask a person Borderline answers take their own branch, so a human sees what the model is not sure about.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"environment","label":"Operating environment","category":"agency","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"user_base","label":"User base","category":"impact","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"deployment_scale","label":"Deployment scale","category":"impact","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"target_sectors","label":"Target sectors","category":"impact","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"high_risk_domains","label":"High-risk domains","category":"impact","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"documented_incidents","label":"Documented incidents","category":"impact","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"market_recognition","label":"Market recognition","category":"impact","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"availability","label":"Availability","category":"practicality","status":"present","value":"Publicly, self-serve available: new accounts start with free credit and no card is required.","not_yet_interpreted":false,"quote":"Every account starts with $1 of free credit (66.7K decisions), no card needed.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"deployment_options","label":"Deployment options","category":"practicality","status":"present","value":"Hosted API only; no self-hosted or on-premise deployment of the service is described. The Laya model runs on the vendor's own servers in Helsinki, Finland (EU).","not_yet_interpreted":false,"quote":"Laya models run on our servers in Helsinki, Finland (EU).","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"support_model","label":"Support model","category":"practicality","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"model_swappable","label":"Model swappable","category":"models","status":"present","value":"Models can be swapped without changing integration code — the same API and response shape is used across Laya and Clef.","not_yet_interpreted":false,"quote":"Same API, same answers format: change one field, and measure on your own texts.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"open_weights","label":"Open weights","category":"models","status":"present","value":"The Laya model is open-weight, released under Apache-2.0.","not_yet_interpreted":false,"quote":"Open 400M encoder (Apache-2.0) on our CPUs in Helsinki.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"tool_use","label":"Tool use","category":"ecosystem","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"multi_agent","label":"Multi-agent","category":"ecosystem","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"marketplace_presence","label":"Marketplace presence","category":"ecosystem","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"open_source","label":"Open source","category":"ecosystem","status":"present","value":"The hosted service itself is not offered under an open-source licence. The vendor's \"no lock-in\" claim refers to the open-weights models it serves (Laya, Clef), which the page says the customer can also run themselves.","not_yet_interpreted":false,"quote":"The Jev API on open-weights models (Laya, Clef), which you can also run yourself.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"safety_evaluations","label":"Safety evaluations","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"red_teaming","label":"Red teaming","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"safety_policy","label":"Safety policy","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"model_card","label":"Model or system card","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"incident_reporting","label":"Incident reporting","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"third_party_evals","label":"Third-party evaluations","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"data_handling","label":"Data handling","category":"safety","status":"present","value":"Verdicts and metadata are logged for 7 days by default; raw request text is only logged if the customer opts in.","not_yet_interpreted":false,"quote":"Logs keep verdicts and metadata for 7 days; request text only if you turn it on.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"insurance_available","label":"Insurance 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limits","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"indemnification","label":"Indemnification","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"liability_cap","label":"Liability cap","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"audit_trail","label":"Audit trail","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"audit_trail_immutable","label":"Tamper-evident log","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"explainability","label":"Explainability","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"permission_scopes","label":"Permission scopes","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"compliance_certs","label":"Compliance certifications","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"regulatory_alignment","label":"Regulatory alignment","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"outcome_based_pricing","label":"Outcome-based pricing","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"settlement_mechanism","label":"Settlement mechanism","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"asset_custody","label":"Asset custody","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"dispute_process","label":"Dispute process","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"sla_terms","label":"SLA terms","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"self_reported_performance","label":"Self-reported performance","category":"assurance","status":"present","value":"The vendor cites the Laya project's typed-decisions benchmark, on which it says fine-tuning lifted accuracy from 36% to 77%. This is the vendor's own figure, not independently verified, and the page does not state the gain was measured on a customer's own data.","not_yet_interpreted":false,"quote":"On the Laya project’s typed-decisions benchmark, fine-tuning lifted accuracy from 36% to 77%.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"usage_restrictions","label":"Usage restrictions","category":"safety","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"eval_coverage","label":"Evaluation coverage","category":"assurance","status":"no_public_information","value":null,"not_yet_interpreted":false,"quote":null,"source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"api_access","label":"API access","category":"ecosystem","status":"present","value":"Self-serve HTTP API: create an account, verify the email address, copy a key and send a request.","not_yet_interpreted":false,"quote":"Create an account, verify your email for $1 of free credit, copy a key, send one request.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"context_window","label":"Context window","category":"models","status":"present","value":"Clef, the 27B model, reads up to 64K tokens of context. No context limit is published for Laya or Clef-flash.","not_yet_interpreted":false,"quote":"The 27B version. Usually the most accurate, reads up to 64K tokens of context.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"fine_tuning","label":"Fine-tuning","category":"models","status":"present","value":"Customer fine-tuning is offered: the vendor trains a private Laya checkpoint on the customer's labelled examples and serves it on the same API under the customer's own model name, visible only to their account.","not_yet_interpreted":false,"quote":"We fine-tune a private Laya checkpoint on your labelled examples and serve it on the same API under your own model name, visible only to your account.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"goal_complexity","label":"Goal complexity","category":"agency","status":"present","value":"Multi-step: decisions are chained on a canvas (the page's example is spam check, intent, routing, urgency), each answer leading to the next question or to an outcome, with one request running the whole flow.","not_yet_interpreted":false,"quote":"Chain decisions on a canvas: spam check, intent, routing, urgency. Each answer leads to the next question or to an outcome. One request runs the whole flow, and only the questions on the path are billed.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"initiative","label":"Initiative","category":"agency","status":"present","value":"Request-driven: work happens per API call. The page describes no self-initiated or scheduled operation.","not_yet_interpreted":false,"quote":"A call to /v1/decide is one decision; a /v1/systemone request with three questions is three.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"integrations","label":"Integrations","category":"practicality","status":"present","value":"Ships an MCP server for AI agents alongside the HTTP API, and states drop-in compatibility with Google's Perspective API (which the page says shuts down at the end of 2026) and OpenAI's moderation endpoint (beta).","not_yet_interpreted":false,"quote":"Also a drop-in for Google’s Perspective API , which shuts down at the end of 2026, and for OpenAI’s moderation endpoint (beta). Full API reference and an MCP server for AI agents.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"model_provider","label":"Model provider","category":"models","status":"present","value":"Two providers: the vendor serves Laya from its own EU servers, and Cloudflare supplies the Clef models.","not_yet_interpreted":false,"quote":"No model wins everywhere. Laya is fast and cheap on our EU servers. Cloudflare’s open Clef models are slower and cost more, and get far more of the hard questions right.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"price_point","label":"Price point","category":"practicality","status":"present","value":"Three published per-model prices: Laya at $15 per million decisions; Clef-flash at $0.10 per million tokens (the page reckons about $0.02 per 1,000 short texts); Clef at $0.50 per million tokens (about $0.10 per 1,000 short texts).","not_yet_interpreted":false,"quote":"latency ~0.1 s price $15 / 1M decisions plans apply Clef-flash clef-flash Cloudflare’s 9B open decision model on Workers AI GPUs. The best value for hard questions. latency 0.4–1 s price $0.10 / 1M tokens ≈ $0.02 per 1,000 short texts Clef clef The 27B version. Usually the most accurate, reads up to 64K tokens of context. latency 0.4–0.5 s price $0.50 / 1M tokens ≈ $0.10 per 1,000 short texts","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"pricing_model","label":"Pricing model","category":"practicality","status":"present","value":"Usage-based: monthly plans with an included Laya decision volume, or prepaid credit with no subscription. A Laya decision is billed flat regardless of text length; Clef models are billed from credit by input token.","not_yet_interpreted":false,"quote":"Monthly plans with Laya decisions included, or prepaid credit with no subscription. A Laya decision costs the same whatever the length of the text; Clef models are billed from credit by input tokens.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"protocols_supported","label":"Protocols supported","category":"ecosystem","status":"present","value":"Vendor states API-level compatibility with the Jev API - the same /v1/systemone and /v1/models endpoints, request and response shapes, errors and request IDs, with Jev model names such as jev-latest accepted - and notes the underlying model differs, so probabilities are not identical.","not_yet_interpreted":false,"quote":"Yes for the API: the same /v1/systemone and /v1/models endpoints, request and response shapes, errors and request IDs, tested with the official Python and JavaScript SDKs. Jev model names such as jev-latest are accepted. The model behind it is different, so probabilities are not identical.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"supported_regions","label":"Supported regions","category":"practicality","status":"present","value":"Requests naming the hosted Clef or Clef-flash models are processed by Cloudflare Workers AI, which the vendor states may be outside the EU. The Laya model is processed on the vendor's own EU servers (see deployment_options).","not_yet_interpreted":false,"quote":"Requests that name a hosted model (clef, clef-flash) are processed by Cloudflare Workers AI, which may be outside the EU and does not use them for training.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"action_space","label":"Action space","category":"agency","status":"present","value":"Constrained classification: returns one of the customer's own defined options with a probability to act on, rather than open-ended text or action-taking.","not_yet_interpreted":false,"quote":"Anything that ends in a decision: one of your options, with a probability you can act on.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"base_models","label":"Base models","category":"models","status":"present","value":"Two model families behind one API: Laya (an open 400M encoder, Apache-2.0, which the vendor hosts) and Cloudflare's Clef and Clef-flash. The page does not say who develops Laya.","not_yet_interpreted":false,"quote":"Hosted Laya and Cloudflare Clef behind one Jev-compatible API","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null},{"key":"runtime_governance","label":"Runtime governance","category":"assurance","status":"present","value":"Per-key limits enforced at run time: 600 requests per minute by default, a maximum of 32 questions per request and 32,000 characters of text, with higher limits available on request. These are platform defaults, not customer-configurable policy, and no behaviour on breach is described.","not_yet_interpreted":false,"quote":"600 requests per minute per key by default, up to 32 questions per request and 32,000 characters of text.","source_url":"https://layahost.com","retrieved_at":"2026-10-14T19:12:55.777364+00:00","review":null,"superseded_quote":null}],"trust_gap_scores":[{"dimension":"runtime_governance","score":2,"rationale":"The strongest runtime posture of the three entities scored today, and the only 2. The capture publishes concrete limits enforced per API key at run time - 600 requests per minute by default, a maximum of 32 questions per request and 32,000 characters of text - alongside flow-level spend scoping (\"only the questions on the path are billed\") and a borderline branch that diverts low-confidence answers to a human. Held to 2 rather than 3 because every one of those is a platform default rather than a customer-configurable policy: no spend ceiling, budget cap or authority scope can be set by the customer, and no behaviour on breach is described. Note these same rate limits were removed from the usage_restrictions field in this run, which asks for prohibited uses under the terms of service; they are genuine evidence here and were simply filed under the wrong question.","rubric_version":"v1","scored_by":"fact-checker-2026-10-16","judged":true,"scored_at":"2026-10-16T08:35:17.684605+00:00","superseded_scores":null,"rests_on_flagged_absence":null,"evidence_newer_than_judgement":null},{"dimension":"audit_trail","score":1,"rationale":"A retained, reviewable record exists with a stated retention period: logs keep verdicts and metadata for 7 days, with request text logged only if the customer turns it on. Publishing a specific retention window and an opt-in boundary for sensitive content is more than most entities in the index manage, so this is not 0. It is not 2 or 3 because nothing is tamper-evident or hash-chained, no export or customer-review mechanism is described, and 7 days will not survive a dispute that surfaces later than a week - which is the use this dimension exists to measure.","rubric_version":"v1","scored_by":"fact-checker-2026-10-16","judged":true,"scored_at":"2026-10-16T08:35:17.684605+00:00","superseded_scores":null,"rests_on_flagged_absence":null,"evidence_newer_than_judgement":null},{"dimension":"compliance","score":1,"rationale":"Not nothing, but nothing certified. The page publishes a GDPR-relevant processing posture - Laya served from the vendor's own servers in Helsinki, text processed in memory and never used for training, Cloudflare-served Clef requests disclosed as possibly leaving the EU - and offers a DPA and company invoicing on the Custom plan. A DPA on offer and a disclosed processing location are contractual and factual artefacts, which is why this is 1 rather than 0. No certification, auditor, report date, SOC 2, ISO 27001 or framework attestation appears anywhere in the capture, and no per-engagement compliance schedule is described, so it is nowhere near the top band.","rubric_version":"v1","scored_by":"fact-checker-2026-10-16","judged":true,"scored_at":"2026-10-16T08:35:17.684605+00:00","superseded_scores":null,"rests_on_flagged_absence":null,"evidence_newer_than_judgement":null},{"dimension":"outcome_settlement","score":0,"rationale":"Payment tracks decisions consumed, not decisions that turn out to be right: $15 per million Laya decisions, or per input token for the Clef models, on prepaid credit or a monthly plan. The page's two refinements - failed and rejected requests are free, and only the questions on a flow's path are billed - are billing accuracy, not settlement on a verified outcome, and the vendor is explicit that a decision costs the same whatever the text. Nothing is conditioned on the classification being correct, which is the whole of this dimension.","rubric_version":"v1","scored_by":"fact-checker-2026-10-16","judged":true,"scored_at":"2026-10-16T08:35:17.684605+00:00","superseded_scores":null,"rests_on_flagged_absence":null,"evidence_newer_than_judgement":null},{"dimension":"insurance_indemnity","score":0,"rationale":"No cover, no carrier, no limit, no customer indemnity and no liability cap appears in the capture. Material in this case rather than routine: the product is sold to sit in front of moderation, PII detection and prompt-injection screening decisions, where a wrong answer is the customer's liability event, and the vendor's own page concedes that Laya trails larger models on hard questions. Nothing is offered against that exposure.","rubric_version":"v1","scored_by":"fact-checker-2026-10-16","judged":true,"scored_at":"2026-10-16T08:35:17.684605+00:00","superseded_scores":null,"rests_on_flagged_absence":null,"evidence_newer_than_judgement":null}]}